Bonds and Fixed Deposits (FDs) are cornerstones of a well-rounded investment strategy, providing stability, predictable income, and capital preservation. They are particularly valuable for investors seeking a conservative approach or those looking to balance higher-risk investments in their portfolio.
FDs offer guaranteed returns with a fixed interest rate for a specified tenure. This makes them a safe and predictable investment option, especially for risk-averse investors.
FDs are available for various tenures, allowing you to choose an investment horizon that aligns with your financial goals.
FDs are offered by banks and financial institutions, making them easily accessible to investors.
Certain types of FDs offer tax benefits, making them an attractive option for tax-conscious investors.
There is a risk that borrowers may default on their loans. P2P platforms employ credit assessment and risk mitigation strategies, but it's essential to understand and accept this risk.
At Vistara, we can assist you in constructing a diversified portfolio that includes bonds and FDs, tailored to your risk tolerance, investment goals, and time horizon. We’ll guide you through the selection process, ensuring your investments align with your overall financial plan
Bond prices and FD rates are influenced by prevailing interest rates. When interest rates rise, bond prices may fall, and vice versa.
With corporate bonds and private FDs, there's a risk that the issuer may default on their obligations. It's crucial to assess the creditworthiness of the issuer before investing.
While most bonds can be traded in the secondary market, liquidity may vary. FDs typically have a fixed tenure, and early withdrawal may attract penalties.
Our experts at Vistara are ready to guide you. Whether you’re securing your family’s future, boosting cash flow, or planning investments, we have the solutions for you.
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